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今天人生中第一次以lease的形式去擁有一輛車,來學習一下價格是如何計算的:
算monthly payments的價錢包括了:
汽車售價【問invoice price,關注市場行情】+
acquisition fee(lease特有的費用)【難以觸動】+
文件費【不太可能直接減,可請dealer減汽車售價或裝內飾】+
GAP(cover車被total后費用)【optional】-
Capitalized cost reduction(down payment里)-
residual value(越高越好)【難以觸動】+
rent charge(concerning money factor)【與信用相關】
能問的減少費用還可能包括:rebates、advertised specials、factory-to-dealer incentives、減少里程數
Finally, never reveal your attraction to a vehicle (“I just love that car”) during negotiations.
The most valuable tool in negotiating a car lease or purchase is … your ability to get up and walk out the door of the dealership if you don’t like the deal being offered to you. If the dealer has a better deal that he hasn’t offered yet, he’ll come running after you. If not, you know with some certainty that the last offer was his best deal. This is a very POWERFUL and incredibly EFFECTIVE negotiating tool. If you don’t use it, you are cheating yourself.
自從大學從DC財政部卸任,現在這個階段,我的人生中蠻少機會接觸到negotiation這回事。突然覺得還蠻有趣的,首先要自己做好功課變得informational & reasonable,才會說出對自己有利的點,又知道市場上大家一般都是怎么做的。再次是與別人的談判中,一定要有自己的立場,更少地去兼顧“人情”去談判,而應該想著自己的目標和利益去談判,這樣才能達到目標。尤其是要擯棄那種好人心態,要知道對方跟你的立場本身就是對立的,要學會拒絕。
看來,比較能negotiate的就是汽車本身的售價,以后要租的時候應該采取一波三折模式,quote多家dealer價格,去看車的時候要表示出50%的熱情讓別人覺得你是很大的潛在客戶但是又很容易被流失,這樣容易給你折扣。所以最好不要踩著deadline去買車,在一個車價低迷的月末,做好充足的功課,開啟中線準備去跟dealer磨吧。另外edmunds真的是能給出比較準確的行情呢!